Amazon customers in Spain can pay in installments with Santander

• Zinia, Santander's consumer financing platform, enables Amazon customers in Spain to defer payments on purchases over 60 euros for periods ranging from 4 to 40 months.
• This is the first time customers in Spain can use Zinia, following its recent expansion in Germany and Austria.

29 September 2025

Starting today, Amazon customers in Spain will have a new payment option to defer purchases ranging from 60 to 3,000 euros over periods of 4 to 40 months through Zinia, Santander's consumer financing platform. In the coming weeks, Zinia will be gradually implemented for Amazon customers in Spain.

Any customer residing in Spain can complete the payment deferral process in just a few minutes by entering their Spanish ID (DNI) or Foreign Identification Number (NIE) and their credit or debit card number, or bank account number for direct debit payments.

This can be done intuitively through Amazon's website or app, backed by Grupo Santander's financial security and expertise. Financing is granted for each specific purchase, without the need to open a permanent line of credit, providing customers with greater control over their money. This agreement marks Zinia`s entry into Spain as part of its global expansion plan in countries where Santander Consumer Finance operates. Launched in 2022, the platform is designed to simplify the purchasing process for customers and give them the option to split their payments into installments. It is currently in operation in Germany and Austria, where it also collaborates with Amazon and other partners to offer consumer financing solutions.

Ramón Billordo, Country Manager of Zinia, said: "We are delighted to expand our consumer finance platform and begin operations in Spain with Amazon. Along with Amazon, we share the aim of offering customers financing solutions that simplify and make their purchases more flexible and secure. Through this new alliance, we continue to expand our customer base by partnering with top-tier companies like Amazon."

Ruth Díaz, Country Manager of Amazon in Spain, said: "Our mission is to offer customers convenient, simple, and secure payment choices that meet their diverse needs and preferences. We're excited to add Zinia by Santander to Amazon.es, to provide customers in Spain with more choice in how they pay on a wide selection of millions of products.”

Amazon customers will be able to defer purchases on most products available on the website and app, except for grocery items, out-of-stock products, Amazon gift cards, and certain digital products such as music, videos, Kindle books, apps, or game downloads.

Any transaction can be easily managed through the Amazon.es app and website. For more information, visit https://www.amazon.es.

About Zinia & Santander
Banco Santander is a leading commercial bank, founded in 1857 and headquartered in Spain and one of the largest banks in the world by market capitalization. The group’s activities are consolidated into five global businesses: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking (CIB), Wealth Management & Insurance and Payments (PagoNxt and Cards). Santander aims to be the best open financial services platform providing services to individuals, SMEs, corporates, financial institutions and governments. Zinia is part of Digital Consumer Bank and provides consumer financing solutions through an agile, user-friendly platform that streamlines the purchasing process for customers. Zinia is currently present in Germany, Austria and Spain, and will continue expanding worldwide.

About Amazon
Amazon is guided by four principles: customer obsession rather than competitor focus, passion for invention, commitment to operational excellence, and long-term thinking. Amazon strives to be Earth’s Most Customer-Centric Company, Earth’s Best Employer, and Earth’s Safest Place to Work. Customer reviews, 1-Click shopping, personalized recommendations, Prime, Fulfillment by Amazon, AWS, Kindle Direct Publishing, Kindle, Career Choice, Fire tablets, Fire TV, Amazon Echo, Alexa, Just Walk Out technology, Amazon Studios, and The Climate Pledge are some of the things pioneered by Amazon. For more information, visit amazon.com/about and follow @AmazonNews.