Pay at your own pace with Zinia

Enjoy total freedom when shopping with Zinia By Santander. Buy what you want today, online or in store, and pay for it later. Sounds good, right?

Just 2 simple steps!

Finished your online shopping and ready to pay? Head to the checkout and follow these 2 simple steps:

1. Choose Zinia as the payment option and decide how you want to pay.

In 30 days, in 3 instalments or using our Flexible Payment method.

2. Give us a few details.

We only need the essentials, and it will only take you a minute. Do you prefer in-store shopping? No problem! You can also pay with Zinia.

1
Pay in 30 days
Pay for your purchase by bank transfer up to 30 days after it's been shipped. The option to pay by card is coming soon.
1
Pay in 3 instalments
Split your purchase into 3 instalments. Pay the first instalment at checkout. The other two will be due on the same day, 30 and 60 days later.
Flexible Payment
Now you can pay in instalments in several online stores. Choose the most comfortable term for you among the available options and find out if you've been approved in a few minutes.

Never miss a payment with the Zinia app

You decide when you want to pay and we’ll give you a heads-up when the day arrives. Each reminder will contain a link that allows you to pay for your purchase right away. So, just sit back, relax and enjoy your purchase – we’ve got your back!