Enjoy now. Pay later

What’s Zinia?

Disrupting the way we think about payments.

It’s all up to you! Pay now, in 14 days, 30 days or slice it in instalments

Always interest-free. This is our philosophy.

We make payments simple so customers can split or delay them as they wish. An easy, fast and clear way to shop and help businesses boost sales and customer engagement.

Discover our products

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Choose Zinia

Select Zinia as the payment option.

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Divide and conquer

Choose to pay in 14 days, 30 days or slice it in installments.

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Do it in just 2 clicks!

Enter your phone number and date of birth… that’s it!

The easiest way to pay

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It’s all right here

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Boost your business with Zinia

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Turn visitors into new customers

Make your products more affordable with our interest free payment solutions.

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Increase sales by offering customers more flexibility when paying

Our flexible payment options increase average spending at your checkout.

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Keep customers coming back

Our simple, fast and transparent payment solutions make shopping easier.

Powering merchants across Europe

One year after the announcement that Openbank and Santander Consumer Finance had joined forces to create The Digital Consumer Bank, we are proud to be building the market-leading ‘Buy Now, Pay Later’ platform

2M

Since our launch, more than 2 million customers used our BNPL solution

63K

More than 63 thousand merchants trust us across the world

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International expansion aiming at servicing the 16 countries where we operate

Video Corporate

Soon in 16 countries

Single platform solution to expand internationally our services to all Santander Consumer Finance units

Europe
Austria Belgium Finland Denmark France Germany
Greece Italy The Netherlands Norway Poland Portugal
Sweden Spain Switzerland UK
America
Canada USA