Purchases made easier

Zinia is the payment and financing platform that gives you the flexibility to shop whenever you want with the trust and security of the Santander Group.


Flexible payment options

Enjoy the flexibility of paying for your purchases in 30 days or in instalments, in-store or online. Plus, you’ll soon be able to pay with Zinia cards.


Clear and simple

Over 1 million customers have already purchased in a clear and simple way with Zinia: easy processes with no hidden costs or small print.


Everything under control

We make sure you always know how much and when you have to pay. Plus, you only pay for what you want to keep.

Enjoy Apple now.
Pay over time with Zinia.

You’re in control

We’ll keep an eye on everything and help you keep track of your spending, payments, deliveries and returns with real-time notifications. This means you can enjoy your purchases with 0% stress. Plus, we’re on hand to help – just email or call us.

Download now!

From handbags, furniture, a TV... you choose what to buy and we'll help you pay when it suits you.

Apple store. Go to applestore.google play store. Go to playstore.
Does your order tick all the boxes? Great! Pay for it with your chosen Zinia payment method.
Not sure about the entire order? No worries! Don’t forget that you only pay for what you keep.
30 days not enough? We get it. Pay for it in instalments and give your account a well-deserved break.

Safe and secure

We ensure that your personal data and payments are secure by following and constantly improving strict anti-fraud measures. We also rigorously check each payment using comprehensive risk systems. Want to learn more? Check out our FAQs.

zinia imagen video customer

Are you a retailer?

Discover now how Zinia can grow your customer base and business.