Enjoy now. Pay later.
Enjoy the freedom of shopping whenever you want. Pay in 30 days – no interest, no hidden costs.
More time to pay
The sky's the limit when shopping online. Enjoy the flexibility to get what you want and pay in 30 days.
No surprises
Zero interest. Zero hidden costs. Zero worries.
We do the work
We make sure you always know how much and when you have to pay. Plus, you only pay for what you want to keep.
Paying has never been so easy
You’re in control
We’ll keep an eye on everything and help you keep track of your spending, payments, deliveries and returns with real-time notifications. This means you can enjoy your purchases with 0% stress. Plus, we’re on hand to help – just email or call us.
From handbags, tickets, a TV... you choose what to buy and we'll help you pay when it suits you.
Pay when it suits you
Safe and secure
We make sure your personal data and payments are secure. We take our anti-fraud measures seriously and constantly improve them. We check each payment rigorously for risks using artificial intelligence (AI). Want to know a little more? Check out our FAQ section.
Are you a retailer?
Discover now how Zinia can grow your customer base and business.
Payments
Got a question about payments? Find the most frequently asked questions and answers here.
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Returns & refunds
Does your purchase not live up to expectations? Just return it! You'll find related questions here.
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Fraud & security
Safety comes first! Everything about fraud and how we digitally protect you can be found here.
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