Enjoy now. Pay later.

Enjoy the freedom of shopping whenever you want. Pay in 30 days – no interest, no hidden costs.


More time to pay

The sky's the limit when shopping online. Enjoy the flexibility to get what you want and pay in 30 days.


No surprises

Zero interest. Zero hidden costs. Zero worries. 


We do the work

We make sure you always know how much and when you have to pay. Plus, you only pay for what you want to keep.

Paying has never been so easy

Choose Zinia
Select the Zinia payment method to pay within 30 days. 
Just 2 clicks
Enter your phone number and date of birth. 
You’re ready to enjoy your purchase!

You’re in control

We’ll keep an eye on everything and help you keep track of your spending, payments, deliveries and returns with real-time notifications. This means you can enjoy your purchases with 0% stress. Plus, we’re on hand to help – just email or call us.  

Download now!

From handbags, tickets, a TV... you choose what to buy and we'll help you pay when it suits you.


Pay when it suits you

❤️ your purchase? Pay now, without extra costs.
Not sure? Pay up to 30 days later interest-free.

Safe and secure

We make sure your personal data and payments are secure. We take our anti-fraud measures seriously and constantly improve them. We check each payment rigorously for risks using artificial intelligence (AI). Want to know a little more? Check out our FAQ section.

Are you a retailer?

Discover now how Zinia can grow your customer base and business.