Pay at your own pace with Zinia

Enjoy total freedom when shopping with Zinia. Buy what you want today but pay for it later. Plus, no interest or hidden costs! Sounds good, right?

Just 2 simple steps!

Finished your online shopping and ready to pay? Head to the checkout and follow these 2 simple steps:

1. Choose Zinia as the payment option and decide how you want to pay.

  • Pay in 14 days: You'll have up to 14 days after shipment to pay via iDEAL or bank transfer.
  • Pay in 3: You'll pay for your purchase in three instalments through iDEAL. You'll have to pay the first instalment at checkout, while the remaining two instalments will be due 30 and 60 days after your purchase.

2. Enter your mobile number, date of birth and the verification code sent to you.

Prefer hitting the high street over online shopping? No problem! Now, you can also pay with Zinia at physical stores.

Pay in 14 days
Pay for your purchase by bank transfer or iDeal within 14 days after it's been shipped.
Pay in 3 instalments
Split your purchase into 3 instalments. Pay the first instalment at checkout. The other two will be due 30 and 60 days later.

Never miss a payment with the Zinia app

You decide when you want to pay and we’ll give you a heads-up when the day arrives. Each reminder will contain a link that allows you to pay for your purchase right away. So, just sit back, relax and enjoy your purchase – we’ve got your back!

Buy now, pay later at physical stores

Spotted our logo at a physical store? That means you can buy now at that store and pay further down the line using Zinia.

Pay in store following these 5 simple steps:

  1. Scan the QR code with your phone.
  2. Enter the total amount that you want to pay and choose your preferred Zinia payment option.
  3. Enter your mobile number and date of birth.
  4. Enter the pin code that will be sent to you by SMS.
  5. Finally, take your items to the checkout to activate the process. You’ll need to show a valid ID and the SMS pin code to verify your identity and purchase.